Merchant-Initiated Sale for Visa Debt Recovery

Use this information to process a merchant-initiated sale for debt recovery using stored card data.

Endpoints

POST /pts/v2/payments

Example

{  "clientReferenceInformation": {    "comments": "TransitDA Debt recovery MIT sale",    "code": "11111111",    "transactionId": "11111113",    "partner": {      "thirdPartyCertificationNumber": "ABC1234",      "solutionId": "ABC1234"    }  },  "merchantInformation": {    "transactionLocalDateTime": "20260529101200"  },  "processingInformation": {    "capture": "true",    "commerceIndicator": "moto",    "industryDataType": "transit",    "authorizationOptions": {      "debtRecoveryIndicator": "true",      "ignoreAvsResult": "true",      "ignoreCvResult": "true",      "initiator": {        "type": "merchant",        "credentialStoredOnFile": "false",        "storedCredentialUsed": "true",        "merchantInitiatedTransaction": {          "reason": "1",          "previousTransactionId": "016153570198200"        }      }    }  },  "paymentInformation": {    "card": {      "number": "4xxxxxxxxxxx1111",      "expirationMonth": "12",      "expirationYear": "2049",      "type": "001"    }  },  "orderInformation": {    "amountDetails": {      "totalAmount": "3.00",      "currency": "USD"    }  }}

{  "_links": {    "void": {      "method": "POST",      "href": "/pts/v2/payments/7800495209556343503814/voids"    },    "self": {      "method": "GET",      "href": "/pts/v2/payments/7800495209556343503814"    }  },  "clientReferenceInformation": {    "code": "11111111",    "comments": "TransitDA Debt recovery MIT sale",    "partner": {      "solutionId": "ABC1234"    },    "transactionId": "6194022212"  },  "id": "7800495209556343503814",  "orderInformation": {    "amountDetails": {      "totalAmount": "3.00",      "authorizedAmount": "3.00",      "currency": "USD"    }  },  "paymentAccountInformation": {    "card": {      "type": "001"    }  },  "paymentInformation": {    "tokenizedCard": {      "type": "001"    },    "card": {      "type": "001"    }  },  "processorInformation": {    "systemTraceAuditNumber": "148603",    "merchantNumber": "123456789012345",    "approvalCode": "291735",    "merchantAdvice": {      "code": "01",      "codeRaw": "M001"    },    "responseDetails": "ABC",    "networkTransactionId": "016153570198200",    "retrievalReferenceNumber": "614910148603",    "transactionId": "016153570198200",    "responseCode": "00",    "avs": {      "code": "1"    }  },  "reconciliationId": "7800495209556343503814",  "status": "AUTHORIZED",  "submitTimeUtc": "2026-05-29T10:12:01Z"}

Field	Type	Description
`clientReferenceInformation.code`
`clientReferenceInformation.comments`		Set this field to `TransitDA Debt recovery MIT sale`.
`clientReferenceInformation.partner.solutionId`		provides the value for this field.
`clientReferenceInformation.partner.thirdPartyCertificationNumber`		provides the value for this field.
`clientReferenceInformation.transactionId`
`orderInformation.amountDetails.currency`
`orderInformation.amountDetails.totalAmount`
`paymentInformation.card.expirationMonth`
`paymentInformation.card.expirationYear`
`paymentInformation.card.number`
`paymentInformation.card.type`
`processingInformation.authorizationOptions.debtRecoveryIndicator`		Set this field to `true`.
`processingInformation.authorizationOptions.ignoreAvsResult`		Set this field to `true`.
`processingInformation.authorizationOptions.ignoreCvResult`		Set this field to `true`.
`processingInformation.authorizationOptions.initiator.credentialStoredOnFile`		Set this field to `false`.
`processingInformation.authorizationOptions.initiator. merchantInitiatedTransaction.previousTransactionId`
`processingInformation.authorizationOptions.initiator. merchantInitiatedTransaction.reason`		Set this field to `1`.
`processingInformation.authorizationOptions.initiator.storedCredentialUsed`		Set this field to `true`.
`processingInformation.authorizationOptions.initiator.type`		Set this field to `merchant`.
`processingInformation.capture`		Set this field to `true`.
`processingInformation.commerceIndicator`		Set this field to `moto`.
`processingInformation.industryDataType`		Set this field to `transit`.

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Last published: September 29, 2026