Tap-Initiated Authorization for Debt Recovery with a Token

Use this information to process a tap-initiated authorization for debt recovery with a token.

When a cardholder attempts to use a blocked card at the transit reader, create a fresh debt recovery authorization request using the chip data from the new tap, along with the fare amount of the previous declined authorization.

Endpoints

POST /pts/v2/payments

Example

{    "clientReferenceInformation": {        "transactionId": "9987654321",        "partner": {            "thirdPartyCertificationNumber": "123456789012"        }    },    "processingInformation": {        "industryDataType": "transit",        "reconciliationId": "dsgfsgsgsfdsgf",        "captureOptions": {            "dateToCapture": "0114"        },        "commerceIndicator": "retail",        "authorizationOptions": {            "debtRecoveryIndicator": "true",            "deferredAuthIndicator": "true"        }    },    "orderInformation": {        "amountDetails": {            "totalAmount": "10.00",            "currency": "THB"        }    },    "paymentInformation": {        "card": {            "type": "001"        }    },    "tokenInformation": {        "jti": "a76392f4-cde4-97aa-1111-0242ac14c005"    },    "pointOfSaleInformation": {        "terminalId": "12345678",        "catLevel": "2",        "entryMode": "contactless",        "terminalCapability": "5",        "terminalPinCapability": "0"    }}

{    "_links": {        "authReversal": {            "method": "POST",            "href": "/pts/v2/payments/6502823788756237404002/reversals"        },        "self": {            "method": "GET",            "href": "/pts/v2/payments/6502823788756237404002"        },        "capture": {            "method": "POST",            "href": "/pts/v2/payments/6502823788756237404002/captures"        }    },    "clientReferenceInformation": {        "code": "123456",        "transactionId": "9987654321"    },    "id": "6502823788756237404002",    "orderInformation": {        "amountDetails": {            "authorizedAmount": "10.00",            "currency": "THB"        }    },    "paymentAccountInformation": {        "card": {            "type": "001"        }    },    "paymentInformation": {        "accountFeatures": {            "category": "A",            "group": "0"        },        "tokenizedCard": {            "type": "001"        },        "card": {            "type": "001"        }    },    "pointOfSaleInformation": {        "emv": {            "tags": "5004564953419F26087C14E9BE1F1065094F07A0000000031010820220009F360203709F0702C0809F2701409F100706010A03902000950500000000009F3704DB6AD1679A032111145F3401019F1A0203809F33036008C89F34031F03029F3501259F02060000000000009F03060000000000005F2A0209789C01005F2D046974656E9F0607A00000000310108407A00000000310109F21031726589F6E04207000009F40052000000001DFFEC30A020100"        }    },    "processorInformation": {        "systemTraceAuditNumber": "115052",        "approvalCode": "831000",        "networktransactionId": "016153570198200",        "retrievalReferenceNumber": "210811115052",        "transactionId": "016153570198200",        "responseCode": "00",        "avs": {            "code": "2"        }    },    "reconciliationId": "dsgfsgsgsfdsgf",    "status": "AUTHORIZED",    "submitTimeUtc": "2022-04-18T11:46:19Z"}

Field	Type	Description
`clientReferenceInformation.partner.thirdPartyCertificationNumber`
`clientReferenceInformation.transactionId`
`orderInformation.amountDetails.currency`
`orderInformation.amountDetails.totalAmount`
`paymentInformation.card.type`
`pointOfSaleInformation.catLevel`		Set this field to `2`.
`pointOfSaleInformation.entryMode`		Set this field to `contactless`.
`pointOfSaleInformation.terminalCapability`		Set this field to `5`.
`pointOfSaleInformation.terminalId`
`pointOfSaleInformation.terminalPinCapability`		Set this field to `0`.
`processingInformation.authorizationOptions.debtRecoveryIndicator`		Set this field to `true`.
`processingInformation.authorizationOptions.deferredAuthIndicator`		Set this field to `true`.
`processingInformation.captureOptions.dateToCapture`
`processingInformation.commerceIndicator`		Set this field to `retail`.
`processingInformation.industryDataType`		Set this field to `transit`.
`processingInformation.reconciliationId`
`tokenInformation.jti`

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Last published: September 29, 2026