American Express Account Status Check Authorization

Use this information to process an American Express account status check authorization with EMV data for a nominal amount of 1.00 USD or more. The required function code is 190.

Endpoints

POST /pts/v2/payments

Example

{   "orderInformation": {      "amountDetails": {         "currency": "EUR",         "totalAmount": "3.00"      }   },   "paymentInformation": {      "card": {         "type": "003"      }   },   "processingInformation": {      "capture": false,      "captureOptions": {         "dateToCapture": "0901"      },      "industryDataType": "transit",      "commerceIndicator": "retail",      "authorizationOptions": {         "partialAuthIndicator": false,         "deferredAuthIndicator": true,         "aggregatedAuthIndicator": true      }   },   "pointOfSaleInformation": {      "emv": {         "tags": "9A032309019C01005F2A0209789F1A0203809F02060000000000009F03060000000000009F36020002820219C08408A000000025010901950500000080009F100706020103A400029F2608D89D7C3CA015E11C9F2701809F33030008889F34031F02029F3704A5CCF3EE9F6E04180000E05F340100",         "cardSequenceNumber": "00"      },      "catLevel": "2",      "entryMode": "contactless",      "trackData": ";374245XXXXXXXXXX=241270115041234500000?",      "terminalId": "12345678",      "terminalCapability": "5",      "terminalPinCapability": "0"   },   "clientReferenceInformation": {      "comments": "TransitDA BAU nominal value auth",      "code": "v7qWAImW6e",      "partner": {         "solutionId": "BUALWMZK",         "thirdPartyCertificationNumber": "condue211609"      },      "transactionId": "Fg1xkLJGMmmmvwbB9qWAImW6e"   }}

{   "_links": {      "authReversal": {         "method": "POST",         "href": "/pts/v2/payments/6984001952686181104951/reversals"      },      "self": {         "method": "GET",         "href": "/pts/v2/payments/6984001952686181104951"      },      "capture": {         "method": "POST",         "href": "/pts/v2/payments/6984001952686181104951/captures"      }   },   "clientReferenceInformation": {      "code": "v7qWAImW6e",      "partner": {         "solutionId": "BUALWMZK"      },      "transactionId": "Fg1xkLJGMmmmvwbB9qWAImW6e"   },   "id": "6984001952686181104951",   "orderInformation": {      "amountDetails": {         "authorizedAmount": "3.00",         "currency": "EUR"      }   },   "paymentAccountInformation": {      "card": {         "type": "003"      }   },   "paymentInformation": {      "accountFeatures": {         "category": "AX",         "group": "0"      },      "tokenizedCard": {         "type": "003"      },      "card": {         "type": "003"      }   },   "pointOfSaleInformation": {      "emv": {         "tags": "9F2701809F34031F02025F340100"      }   },   "processorInformation": {      "systemTraceAuditNumber": "037806",      "approvalCode": "845614",      "networktransactionId": "001032401292273",      "retrievalReferenceNumber": "330009037806",      "transactionId": "001032401292273",      "responseCode": "00",      "avs": {         "code": "2"      }   },   "reconciliationId": "6984001952686181104951",   "status": "AUTHORIZED",   "submitTimeUtc": "2023-10-27T09:49:56Z"}

Field	Type	Description
`clientReferenceInformation.code`
`clientReferenceInformation.comments`		Set this field to `TransitDA BAU nominal value auth`.
`clientReferenceInformation.partner.solutionId`		provides the value for this field.
`clientReferenceInformation.partner.thirdPartyCertificationNumber`		provides the value for this field.
`clientReferenceInformation.transactionId`
`orderInformation.amountDetails.currency`
`orderInformation.amountDetails.totalAmount`
`paymentInformation.card.type`		Set this field to `003`.
`pointOfSaleInformation.catLevel`		Set this field to `2`.
`pointOfSaleInformation.emv.cardSequenceNumber`		Set this field to `00`.
`pointOfSaleInformation.emv.tags`
`pointOfSaleInformation.entryMode`		Set this field to `contactless`.
`pointOfSaleInformation.terminalCapability`		Set this field to `5`.
`pointOfSaleInformation.terminalId`
`pointOfSaleInformation.terminalPinCapability`		Set this field to `0`.
`pointOfSaleInformation.trackData`
`processingInformation.authorizationOptions.aggregatedAuthIndicator`		Set this field to `true`.
`processingInformation.authorizationOptions.deferredAuthIndicator`		Set this field to `true`.
`processingInformation.captureOptions.dateToCapture`
`processingInformation.commerceIndicator`		Set this field to `retail`.
`processingInformation.industryDataType`		Set this field to `transit`.

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Last published: September 29, 2026