Industry Solutions

How Industry Processing Works

Industry processing uses the same transaction types as standard payments — authorizations, captures, sales, refunds, credits, and voids — and adds industry-specific data to the request. Your existing payments integration is the foundation, and each guide documents the extra fields, required data, and processor behavior for that industry.

Airline

Airline data processing extends standard payment processing with airline-specific data such as carrier, ticket, and itinerary details. It also covers non-ticket charges, including baggage fees and seat upgrades, which are processed as ancillary purchases.

Airline Overview

How airline data processing extends standard payments, and the airline-specific data a transaction carries.

Get Started with Airline Processing

Set up your merchant account and payment processing system before you submit airline data with a transaction.

Endpoints: Airline Processing

REST endpoints for airline authorizations, captures, credits, refunds, and ancillary purchases.

Authorizations

Process an airline authorization, including processor-specific behavior and the required airline fields.

Ancillary Purchases

Capture, credit, and refund non-ticket charges such as baggage fees and seat upgrades.

Airline Data Codes

Reference tables for the airline document type codes and ancillary service category codes.

Automatic Fueling and Car Wash

Automatic fueling and car wash processing accepts payments for fuel and car wash purchases at the pump. A payment token is required before you can process these transactions, and captures can carry separate line items for fuel and for the car wash.

Automatic Fueling and Car Wash Overview

How fuel and car wash payments are authorized and captured, and what makes them different from a standard transaction.

Get Started

Create the payment token required before you can process automatic fueling or car wash payments.

Endpoints: Automatic Fueling and Car Wash

REST endpoints for authorizations, authorization reversals, captures, car wash sales, and voids.

Authorizations

Process an automatic fueling authorization with or without a car wash.

Car Wash Sales

Process a sale that combines an authorization and a capture into a single car wash transaction.

Time-Out Voids

Void an authorization, reversal, capture, or sale for which you did not receive a response.

Healthcare

Healthcare processing identifies purchases that qualify for payment with a healthcare debit card, so eligible amounts can be distinguished within a transaction.

Healthcare Overview

How healthcare processing identifies purchases that qualify for healthcare debit cards.

Endpoints: Healthcare Processing

REST endpoints for healthcare authorizations, captures, and sales.

Authorizations

Process a healthcare authorization, including the required healthcare amount fields.

Captures

Capture an authorized healthcare transaction using the REST API.

Sale

Process a healthcare sale, which combines an authorization and a capture in a single transaction.

PIN Debit

PIN debit processing routes card-present debit transactions through the debit card networks instead of the credit card networks, including purchases, balance inquiries, credits, reversals, and Electronic Benefit Transfer (EBT) transactions.

PIN Debit Overview

How PIN debit transactions differ from credit card processing, and the debit network routing and EBT concepts you need to know.

Get Started with PIN Debit

Determine eligibility and configure your account for PIN debit processing.

Endpoints: PIN Debit

REST endpoints for PIN debit purchases, balance inquiries, credits, reversals, and EBT transactions.

Contactless Purchase

Process a PIN debit purchase using contactless track data.

EBT Purchase with SNAP Account

Process an EBT purchase against a SNAP account using swiped track data.

Retail

Retail card-present processing covers magnetic stripe, hand-keyed, and EMV PIN authorizations, mobile point-of-sale (mPOS) transactions, and dynamic currency conversion (DCC), plus eftpos for CYBS merchants.

Retail Overview

Card-present transaction types, EMV card data, and EU SCA requirements for Retail processing.

Get Started with Retail

Enable the Card Present Connect platform for Retail: merchant account, API integration, key management, and MLV/L3 certification.

Endpoints: Retail

REST endpoints for Retail payment services, PIN debit, mobile point-of-sale, and dynamic currency conversion.

Magnetic Stripe Authorizations

Authorize a retail transaction using magnetic stripe track data.

mPOS Authorizations: Embedded Reader, Software PIN

Authorize a mobile point-of-sale transaction using an embedded reader with software PIN entry.

Dynamic Currency Conversion Authorizations

Authorize a retail transaction with dynamic currency conversion applied.

Electric Vehicle Charging

EV charging card-present processing covers pre-pay, post-pay, and flexible payment scenarios with EMV authorizations, incremental authorizations, and captures.

Electric Vehicle Charging Overview

Card-present transaction scenarios, EMV card data, and risk control requirements for EV charging processing.

Get Started with Electric Vehicle Charging

Prerequisites, message-level validation, EMV Level 3 certification, and EU SCA requirements for EV charging.

Endpoints: Electric Vehicle Charging

REST endpoints for EV charging authorizations, incremental authorizations, and captures.

Pre-Pay Authorization

Authorize an EV charging transaction in the Pre-Pay scenario.

Post-Pay Sale

Process a sale for an EV charging transaction in the Post-Pay scenario.

Flexible Authorization

Authorize an EV charging transaction in the Flexible scenario.

Lodging

Lodging card-present processing covers check-in authorizations with contact EMV and token creation or PIN debit, incremental authorizations, check-out captures, and no-show sales using a stored credential.

Lodging Overview

Card-present transaction scenarios, EMV card data, and risk control requirements for Lodging processing.

Get Started with Lodging

Prerequisites, message-level validation, and EMV Level 3 certification for Lodging.

Endpoints: Lodging

REST endpoints for Lodging authorizations, incremental authorizations, and captures.

Check-In Authorization: Contact EMV and Token Creation

Authorize a Lodging check-in transaction using contact EMV and create a token.

Check-Out Capture

Capture a prior Lodging check-in authorization at check-out.

No-Show Sale Using a Stored Credential

Process a Lodging no-show sale using a stored credential.

Parking

Parking card-present processing covers sales and pre-authorizations on attended and unattended devices, incremental authorizations, and captures.

Parking Overview

Card-present transaction concepts, payment models, and EMV card data for Parking processing.

Get Started with Parking

Enable the Card Present Connect platform for Parking and complete MLV/L3 certification.

Endpoints: Parking

REST endpoints for Parking authorizations, incremental authorizations, and captures.

Sale on mPOS Attended Devices

Process a parking sale on an attended mobile point-of-sale device.

Sale on Unattended Devices

Process a parking sale on an unattended device.

Mass Transit

Mass transit card-present processing covers Pay As You Go authorizations and sales, debt recovery, token-based payments, follow-on transactions, and Token Management Service operations for American Express, Discover, Mastercard, Visa, and China UnionPay.

Mass Transit Overview

Card-present transaction models, workflows, and EMV card data for Mass Transit processing across American Express, Discover, Mastercard, Visa, and China UnionPay.

Get Started with Mass Transit

Confirm prerequisites and set up the REST API for Mass Transit processing.

Endpoints: Mass Transit

REST endpoints for Mass Transit authorizations, sales, debt recovery, token-based payments, follow-on transactions, and Token Management Service operations.

Mastercard Authorization

Authorize a Mass Transit transaction for Mastercard Pay As You Go.

Visa Account Verification Request

Verify a Visa Mobility and Transport Transaction card before travel.

Capture

Capture a prior Mass Transit authorization.

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Last published: September 29, 2026