Discover Authorization

A Discover authorization with EMV data is an authorization request that can be for a nominal amount of 1.00 USD or a fare amount up to 15.00 USD. Mass transit Discover transactions are supported only in the U.S.

Endpoints

POST /pts/v2/payments

Example

{  "clientReferenceInformation": {    "comments": "TransitDA BAU nominal value auth",    "code": "123456",    "transactionId": "1346334405",    "partner": {      "solutionId": "123456",      "thirdPartyCertificationNumber": "123456789012"    }  },  "processingInformation": {    "industryDataType": "transit",    "capture": "false",    "commerceIndicator": "retail",    "authorizationOptions": {      "deferredAuthIndicator": "true",      "aggregatedAuthIndicator": "true"    }  },  "orderInformation": {    "amountDetails": {      "totalAmount": "1.00",      "currency": "USD"    }  },  "paymentInformation": {    "card": {      "type": "004"    }  },  "pointOfSaleInformation": {    "terminalId": "12345678",    "catLevel": "2",    "entryMode": "contactless",    "terminalCapability": "5",    "terminalPinCapability": "0",    "emv": {      "tags": "9F2608101F3F75E8596414820211009F360200019F2701409F100A01151000000000000000950500000000009F370438A871109A032212129F1A0208409F33030008089F3501259F02060000000000005F2A0208409C01008407A0000001523010",      "cardSequenceNumber": "99"    },    "trackData": ";651000XXXXXXXXXX=49122011804088500000?"  }}

{  "_links": {    "authReversal": {      "method": "POST",      "href": "/pts/v2/payments/6920241974736435904951/reversals"    },    "self": {      "method": "GET",      "href": "/pts/v2/payments/6920241974736435904951"    },    "capture": {      "method": "POST",      "href": "/pts/v2/payments/6920241974736435904951/captures"    }  },  "clientReferenceInformation": {    "code": "123456",    "comments": "TransitDA BAU nominal value auth",    "partner": {      "solutionId": "123456"    },    "transactionId": "1346334405"  },  "id": "6920241974736435904951",  "orderInformation": {    "amountDetails": {      "authorizedAmount": "1.00",      "currency": "USD"    }  },  "paymentAccountInformation": {    "card": {      "type": "004"    }  },  "paymentInformation": {    "accountFeatures": {      "category": "DI",      "group": "0"    },    "tokenizedCard": {      "type": "004"    },    "card": {      "type": "004"    }  },  "pointOfSaleInformation": {    "emv": {      "tags": "9F2701409F3501259F36020001"    }  },  "processorInformation": {    "systemTraceAuditNumber": "033732",    "approvalCode": "813783",    "cardReferenceData": "05",    "networktransactionId": "VISJ      303226529970011",    "retrievalReferenceNumber": "322614033732",    "consumerAuthenticationResponse": {      "code": "0",      "codeRaw": "0"    },    "transactionId": "VISJ      303226529970011",    "responseCode": "00",    "avs": {      "code": "2"    }  },  "reconciliationId": "6920241974736435904951",  "status": "AUTHORIZED",  "submitTimeUtc": "2023-08-14T14:43:19Z"}

Field	Type	Description
`clientReferenceInformation.code`
`clientReferenceInformation.comments`		Set this field to `TransitDA BAU nominal value auth`.
`clientReferenceInformation.partner.solutionId`		provides the value for this field.
`clientReferenceInformation.partner.thirdPartyCertificationNumber`		provides the value for this field.
`clientReferenceInformation.transactionId`
`orderInformation.amountDetails.currency`
`orderInformation.amountDetails.totalAmount`		Set this field to `1.00`.
`paymentInformation.card.type`		Set this field to `004`.
`pointOfSaleInformation.catLevel`		Set this field to `2`.
`pointOfSaleInformation.emv.cardSequenceNumber`		Set this field to `99`.
`pointOfSaleInformation.emv.tags`
`pointOfSaleInformation.entryMode`		Set this field to `contactless`.
`pointOfSaleInformation.terminalCapability`		Set this field to `5`.
`pointOfSaleInformation.terminalId`
`pointOfSaleInformation.terminalPinCapability`		Set this field to `0`.
`pointOfSaleInformation.trackData`
`processingInformation.authorizationOptions.aggregatedAuthIndicator`		Set this field to `true`.
`processingInformation.authorizationOptions.deferredAuthIndicator`		Set this field to `true`.
`processingInformation.commerceIndicator`		Set this field to `retail`.
`processingInformation.industryDataType`		Set this field to `transit`.

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Last published: September 29, 2026