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Endpoints: Payments


This reference lists the REST API endpoints used across the payments guide, grouped by functional area. Each path is relative to the base URL for your environment.

Server URLs

Use the base URL for your environment as the URL prefix.

EnvironmentBase URL
Production
Sandbox / Test
EnvironmentBase URL
Production (India)

Authorizations

The authorization service applies to standard authorizations and the authorization variants documented in this guide, including bill payment, Japanese payment options, and debt repayment. Incremental authorizations update an existing authorization.

For select processors that route through the National Payment Gateway, send authorization requests to the National Payment Gateway base URL. See Server URLs.

Sales

The sale service combines authorization and capture into a single request.

Payer Authentication

The payer authentication service verifies a cardholder's identity before authorization, using the scheme-specific programs supported for each partner.

Captures

The capture service captures an authorization. It applies to standard captures, multiple partial captures, forced captures, and foreign retailer captures.

  • Captures · POST · /pts/v2/payments/{id}/captures ·

Authorization Reversals

The authorization reversal service reverses an authorization. Use the timeout reversal endpoint when the original authorization response was not received.

Credits

The credit service processes stand-alone credits, including Mastercard Payment of Winnings.

Refunds

The refund service processes follow-on refunds linked to a prior capture or sale.

  • Refunds · POST · /pts/v2/payments/{id}/refunds

For select processors that route through the National Payment Gateway, send refund requests to the National Payment Gateway base URL. See Server URLs.

Voids

The void service cancels a capture, credit, refund, or sale before settlement. Use the timeout void endpoint when the original response was not received.

  • Sale Voids · POST · /pts/v2/payments/{id}/voids ·
  • Voids · POST · /pts/v2/captures/{id}/voids ·

Last published: September 29, 2026