Deferred Authorizations

Use this information to process a deferred authorization. This payment service enables you to process a delayed authorization request when real-time submission of the request is not possible due to connectivity issues, system outages, or other limitations.

Review these requirements for a deferred authorization transaction:

Include this field in the authorization or sale request: processingInformation.authorizationOptions.deferredAuthIndicator.
Submit the authorization request within 24 hours of the original transaction date. This requirement applies to non-transit industries.

Supported Card Types

These card types support deferred authorizations:

Mastercard
Visa

Endpoints

POST /pts/v2/payments

Example

{  "clientReferenceInformation": {    "code": "test123",    "transactionId": "uniqueValue123",    "partner": {      "thirdPartyCertificationNumber": "testTPCN"    }  },  "processingInformation": {    "capture": true,    "commerceIndicator": "retail",    "authorizationOptions": {      "deferredAuthIndicator": true    }  },  "paymentInformation": {    "card": {      "type": "001"    }  },  "orderInformation": {    "amountDetails": {      "totalAmount": "9900.00",      "currency": "USD"    }  },  "pointOfSaleInformation": {    "entryMode": "contact",    "terminalCapability": "4",    "terminalPinCapability": "6",    "emv": {      "tags": "9F100706011103A000009F26089302EDF8DC3C6E519F02060000000011009F03060000000000009F1A020840950500000000005F2A0208409A031807039C01009F37043444BDD7820200009F360200019F330360B0E89F1E04123456789F2701809F6E04207000009F7C140000000000000000000000000000000000000000",      "cardSequenceNumber": "01"    },    "trackData": ";4xxxxxxxxxxx0135=28122011758928889?"  },  "merchantInformation": {    "transactionLocalDateTime": "20251110115959"  }}

{  "_links": {    "void": {      "method": "POST",      "href": "/pts/v2/payments/7686002727826702603813/voids"    },    "self": {      "method": "GET",      "href": "/pts/v2/payments/7686002727826702603813"    }  },  "clientReferenceInformation": {    "code": "test123",    "transactionId": "uniqueValue123"  },  "id": "7686002727826702603813",  "orderInformation": {    "amountDetails": {      "totalAmount": "9900.00",      "authorizedAmount": "9900.00",      "currency": "USD"    }  },  "paymentAccountInformation": {    "card": {      "type": "001"    }  },  "paymentInformation": {    "accountFeatures": {      "category": "A",      "group": "0"    },    "tokenizedCard": {      "type": "001"    },    "card": {      "type": "001"    }  },  "pointOfSaleInformation": {    "emv": {      "tags": "9F36020015910AB58D60185BEF0247303072179F180430303031860E04DA9F580903B1BAEDFD1438BA48"    }  },  "processorInformation": {    "systemTraceAuditNumber": "401178",    "merchantNumber": "123456789012",    "approvalCode": "831000",    "networkTransactionId": "016153570198200",    "retrievalReferenceNumber": "601621401178",    "transactionId": "016153570198200",    "responseCode": "00",    "avs": {      "code": "2"    }  },  "reconciliationId": "7686002727826702603813",  "status": "AUTHORIZED",  "submitTimeUtc": "2026-01-16T21:51:13Z"}

Field	Description
`clientReferenceInformation.code`	—
`clientReferenceInformation.partner.thirdPartyCertificationNumber`	provides the value for this field.
`clientReferenceInformation.transactionId`	—
`merchantInformation.transactionLocalDateTime`	—
`orderInformation.amountDetails.currency`	—
`orderInformation.amountDetails.totalAmount`	—
`paymentInformation.card.type`	—
`pointOfSaleInformation.emv.cardSequenceNumber`	A value is required for contact or contactless entry modes.
`pointOfSaleInformation.emv.tags`	A value is required for contact or contactless entry modes.
`pointOfSaleInformation.entryMode`	—
`pointOfSaleInformation.terminalCapability`	—
`pointOfSaleInformation.terminalPinCapability`	—
`pointOfSaleInformation.trackData`	—
`processingInformation.authorizationOptions.deferredAuthIndicator`	Set the value to `true`.
`processingInformation.capture`	Set the value to `true` when sale transactions are supported.
`processingInformation.commerceIndicator`	Set the value to `retail`.

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Last published: September 29, 2026