Pre-Pay Authorization

Use this information to process an authorization for a Pre-Pay transaction. For more information about this payment service, see Pre-Pay Transaction Scenario.

Endpoints

POST /pts/v2/payments

Example

{  "clientReferenceInformation": {    "code": "test123",    "comments": "Pre-Pay Auth",    "partner": {      "developerId": "prodDeveloperId",      "thirdPartyCertificationNumber": "prodTPCN",      "solutionId": "prodSolutionId"    },    "transactionId": "UniqueTranID"  },  "processingInformation": {    "commerceIndicator": "retail",    "authorizationOptions": {      "authIndicator": 0    }  },  "paymentInformation": {    "card": {      "type": "001"    }  },  "orderInformation": {    "amountDetails": {      "totalAmount": "20.00",      "currency": "USD"    }  },  "pointOfSaleInformation": {    "catLevel": 2,    "entryMode": "contact",    "terminalCapability": 4,    "terminalPinCapability": 0,    "terminalId": "87654321",    "emv": {      "tags": "9F100706011103A000009F26089302EDF8DC3C6E519F02060000000011009F03060000000000009F1A020840950500000000005F2A0208409A031807039C01009F37043444BDD7820200009F360200019F330360B0E89F1E04123456789F2701809F6E04207000009F7C140000000000000000000000000000000000000000",      "cardSequenceNumber": "01"    },    "trackData": ";4761739xx1010135=28122011758928889?"  },  "merchantInformation": {    "transactionLocalDateTime": "20250516115959"  }}

{  "_links": {    "authReversal": {      "method": "POST",      "href": "/pts/v2/payments/7474186405046592803814/reversals"    },    "self": {      "method": "GET",      "href": "/pts/v2/payments/7474186405046592803814"    },    "capture": {      "method": "POST",      "href": "/pts/v2/payments/7474186405046592803814/captures"    }  },  "clientReferenceInformation": {    "code": "test123",    "comments": "Pre-Pay Auth",    "partner": {      "developerId": "prodDeveloperId",      "solutionId": "prodSolutionId"    },    "transactionId": "UniqueTranID"  },  "id": "7474186405046592803814",  "orderInformation": {    "amountDetails": {      "authorizedAmount": "20.00",      "currency": "USD"    }  },  "paymentAccountInformation": {    "card": {      "type": "001"    }  },  "paymentInformation": {    "accountFeatures": {      "category": "F",      "group": "0"    },    "tokenizedCard": {      "type": "001"    },    "card": {      "type": "001"    }  },  "pointOfSaleInformation": {    "emv": {      "tags": "9F36020001910A7D517A9478FA6AD53030"    }  },  "processorInformation": {    "systemTraceAuditNumber": "067278",    "paymentAccountReferenceNumber": "V0010013018036783719331133719",    "approvalCode": "057619",    "networkTransactionId": "305136650405819",    "settlementDate": "5141",    "retrievalReferenceNumber": "513618067278",    "transactionId": "305136650405819",    "responseCode": "00",    "avs": {      "code": "2"    }  },  "reconciliationId": "7474186405046592803814",  "status": "AUTHORIZED",  "submitTimeUtc": "2025-05-16T18:04:01Z"}

Field	Type	Description
`clientReferenceInformation.code`
`clientReferenceInformation.comments`		Set the value to `Pre-Pay Auth`.
`clientReferenceInformation.partner.developerId`		provides the value for this field.
`clientReferenceInformation.partner.solutionId`		provides the value for this field.
`clientReferenceInformation.partner.thirdPartyCertificationNumber`		provides the value for this field.
`clientReferenceInformation.transactionId`
`merchantInformation.transactionLocalDateTime`
`orderInformation.amountDetails.currency`
`orderInformation.amountDetails.totalAmount`
`paymentInformation.card.type`
`pointOfSaleInformation.catLevel`		Set this value to `2`.
`pointOfSaleInformation.emv.cardSequenceNumber`
`pointOfSaleInformation.emv.tags`
`pointOfSaleInformation.encryptedKeySerialNumber`		A value is required for online PIN transactions.
`pointOfSaleInformation.encryptedPin`		A value is required for online PIN transactions.
`pointOfSaleInformation.entryMode`		The required value depends on the transaction type. See this page's Required Fields section for the specific value.
`pointOfSaleInformation.pinBlockEncodingFormat`		A value is required for online PIN transactions.
`pointOfSaleInformation.terminalCapability`		The required value depends on the transaction type. See this page's Required Fields section for the specific value.
`pointOfSaleInformation.terminalId`		This field is required when within project scope. Merchant configuration must support multiple terminal IDs. Otherwise, uses the default terminal ID in the merchant configuration.
`pointOfSaleInformation.terminalPinCapability`
`pointOfSaleInformation.trackData`
`processingInformation.authorizationOptions.authIndicator`		Set the value to `0`.
`processingInformation.commerceIndicator`		Set the value to `retail`.

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Last published: September 29, 2026