Get Started with Electric Vehicle Charging
Prerequisites
Before integrating services for EV charging transactions, you must have these items in place:
- Merchant account with an acquirer that is enabled for processing EV charging transactions on .
- Payment technology provider (
PTP) that is integrated with and can perform message-level validation (MLV). EMVLevel 1 certified terminals and EMV Level 2 certified software in preparation for EMV Level 3 Certification.
Validation and Certification
Work with your payment technology provider (PTP) to allocate time to complete the message-level validation (MLV) and EMV Level 3 certification with your EV charging processing system. You must pass MLV before beginning EMV Level 3 certification. You must complete validation and certification before your system can move to production. For more information, see Prerequisites.
Message-Level Validation
Message-level validation (MLV) is a script-based, field-level validation against specifications.
Your PTP uses amount-based test triggers to send transactions to a test environment and the Visa Certification Management System for decryption. The test results are XML or RESTful output, test transactions, and log prints.
uses these tests to validate the results:
- Cross-edit checks
- Data element validation
- Interchange compliance
- Data mapping validation
EMV Level 3 Certification
This section is an overview of Level 3 certification with and . For details on how to design an EMV Level 3 certified payment application, see EMV Book 3 on the EMVCo website.
Certification is a formal process for validating the device and application compliance with card scheme acceptance requirements. The certification team uses a brand test tool and simulator. The process includes these elements:
- Using a card simulator such as ICC or Fime.
- Failed case analysis and resolution.
- For Mastercard certification, your PTP submits results to Mastercard and pays the costs for approved partners that Mastercard uses.
- For Visa certification, submits results to Visa.
- Waivers from the card schemes for exceptions.
- Card scheme responses or Letter of Approval (LOA) to signify acceptance and Level 3 certification.
Although the processes and support for Global Card Present Connect projects and direct merchant and acquirer projects are different, the timelines are essentially the same.
EU Strong Customer Authentication Requirements
To meet the customer authentication regulatory requirements for incremental authorizations in the European Union (EU), the recommendation is to set the floor limit on the terminal to a very low value. When you use a terminal with this setting to perform a card-present authorization, the Customer Verification Method (CVM) workflow is initiated. The Strong Customer Authentication (SCA) workflow is not initiated for incremental authorizations when you use the recommended floor limits on the terminal.
For more information about processing incremental authorizations, see the incremental authorization content in this guide's API Reference section.
Get Started with the REST API
Set up your payment processing system to be REST compliant. If you have not set up secure communications between your client and server using either JSON Web Token (JWT) or HTTP signature messaging, see Getting Started with REST.
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Last published: September 29, 2026