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Status and Reason Codes


HTTP Status Codes

These HTTP status codes can appear during payer authentication.

CodeDescription
201: AUTHENTICATION_FAILEDEncountered a payer authentication problem. Payer could not be authenticated.
201: CONSUMER_AUTHENTICATION_REQUIREDEncountered a payer authentication problem. Payer could not be authenticated.
400: CONSUMER_AUTHENTICATION_FAILEDEncountered a payer authentication problem. Payer could not be authenticated.
400: INVALID_DATADeclined: One or more fields in the request contain invalid data.
400: INVALID_MERCHANT_CONFIGURATIONDeclined: There is a problem with your merchant configuration.
400: MISSING_FIELDDeclined: The request is missing one or more fields.
502: SYSTEM_ERRORError: General system failure. A system error occurred.
502: SYSTEM_TIMEOUTError: The request was received but a server timeout occurred. This error does not include timeouts between the client and the server.
502: SYSTEM_TIMEOUTError: The request was received, but a service did not finish running in time.

Reason Codes

These reason codes can appear during payer authentication transactions. For a complete list of reason codes, go to Reason Codes for the Simple Order API.

Reason CodeDescription
100Transaction was successful.
101The request is missing one or more required fields. Possible action: See the response fields missingField_0 through missingField_N for the missing fields. Possible action: Resend the request with the complete information.
102One or more fields in the request contains invalid data. Possible action: See the response fields invalidField_0 through invalidField_N for the invalid fields. Possible action: Resend the request with the correct information.
150Error: General system failure. Possible action: Wait a few minutes and resend the request.
151Error: The request was received, but a server time-out occurred. This error does not include time-outs between the client and the server. Possible action: Wait a few minutes and resend the request.
152Error: The request was received, but a service time-out occurred. Possible action: Wait a few minutes and resend the request.
234A problem exists with your merchant configuration. Possible action: Do not resend the request. Contact customer support to correct the configuration problem.
261The merchant account set up is either invalid or missing on the acquirer's gateway. Possible action: Check the merchant account configuration.
465Encountered a Payer Authentication problem. Payer could not be authenticated. Possible action: Authenticate the cardholder before continuing with the transaction.
475The cardholder is enrolled in Payer Authentication. Possible action: Authenticate the cardholder before continuing with the transaction.
476Payer could not be authenticated. Possible action: Authenticate the cardholder before continuing with the transaction.
478Strong customer authentication (SCA) is required for this transaction.

Last published: September 29, 2026