Get Started

Use this guide to take your first steps with PayTo Pay by Bank. If you are not sure whether PayTo Pay by Bank is the right payment method for your integration, see the PayTo Pay by Bank Overview.

Log in to the Business Center

You can configure and manage PayTo Pay by Bank using the :

• Test:
• Production:

After logging in to the , choose Available Products on the left navigation bar to enable and configure PayTo Pay by Bank. See Configure PayTo in the Business Center for step-by-step instructions.

For documentation about how to use PayTo Pay by Bank in the , choose Support > Help on the top right of the home screen.

Get Started Using the REST API

PayTo Pay by Bank transactions are submitted through the same REST payments API you use for standard card authorizations — there is no separate SDK or endpoint base to install. You need a account enabled for PayTo Pay by Bank processing in Australia before your requests route through the PayTo connection.

Prerequisites

Before making API requests, ensure the following:

• Your account is enabled for PayTo Pay by Bank processing. Contact your representative to enable this connection.
• You have REST API authentication credentials. See the Steps below if you have not yet registered.

Steps

1. Create your account and register for REST API credentials: if you do not already have a account, create one, then register and obtain authentication credentials for the REST API. When your system is REST-compliant, test the integration by sending requests to the test server.

   See Getting Started with the REST API for account creation, registration, and credential setup.

2. Review the PayTo Pay by Bank workflow: PayTo Pay by Bank is a bank-transfer-based alternative payment method available in Australia. See PayTo Pay by Bank Overview for the payment, refund, status-check, and mandate workflows.

3. Send a test sale: submit a sale request to the test server to confirm your integration reaches PayTo Pay by Bank successfully. See Sale Using a Redirect URL or Sale Using a Customer ID for the required fields and a REST example.

4. Explore the other transaction types: once a sale succeeds, see Endpoints for the full list of Refund, Check Status, Webhook Subscription, and mandate operations PayTo Pay by Bank supports.