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FT Technologies


FT Technologies is a Payment Technology Partner that enables connection to processors in the Latin America and Caribbean (LAC) region.

FT Technologies builds connections with using the Common Transaction Processing (CTP) version 4 gateway. The connection supports Visa, Mastercard, American Express, Diners Club, China Union Pay, and other local card brands.

Processing a Payment

This workflow illustrates a successful authorization and capture.

GatewayMerchantIssuing Bank156473829DomesticCard Schemes11FT TechnologiesGatewayAcquiring Bank10Customer
FT Technologies Payment Workflow
  1. The cardholder initiates a purchase by entering card details online or by tapping, inserting, or swiping the card at a point of sale (POS) or transit terminal.
  2. The merchant sends the transaction request to .
  3. processes the payment request and sends the request to the FT Technologies gateway.
  4. FT Technologies processes the transaction and sends to domestic card schemes.
  5. The domestic card scheme processes the transaction and sends it to the issuer.
  6. The issuer sends approval to the domestic card scheme.
  7. The domestic card scheme forwards the approval to FT Technologies.
  8. FT Technologies sends the approval to .
  9. FT Technologies generates and sends the clearing file to the acquirer.
  10. The acquirer settles the transaction with the issuer through the appropriate domestic card scheme.

Supported Networks

FT Technologies supports these card brands in the LAC region.

Supported Traditional Card Brands

This table lists the supported traditional card brands:

Card BrandNumeric CodeAlpha Code
Visa001VI
Mastercard002MC
American Express003AX
Discover004DI
Diners Club005DC
JCB007JC
Visa Electron033VE
Maestro042MO
HiperCard050HC
Aura051AR
Elo054EL
Carnet058CN
China UnionPay062CP

Supported Domestic Card Brands

This table lists the supported domestic card brands:

Card BrandNumeric ValueAlphabetic CodeProcessors
Codensa071CDFT Technologies
Olimpica072OLFT Technologies
Colsubsidio073CIFT Technologies
Tuya074TYFT Technologies
Sodexo075SDFT Technologies
Naranja076NRFT Technologies
Cabal077CAFT Technologies
DINELCO078DEFT Technologies
PANAL079PNFT Technologies
EPM080EMFT Technologies

Transaction Categories

This guide describes how to process transactions in these categories using the REST API:

  • Card-Not-Present
  • Card-Present
  • Mass Transit

Last published: September 29, 2026