Mastercard Data Only {#concept_itw_3pv_bfc}
===========================================

Mastercard has a Data Only data flow so that merchants can share customer data with the issuers without going through authentication. The additional data provided to the issuer helps the issuer make risk assessments about approving cardholder transactions. Data Only data flows are frictionless and do not affect the customer experience.  
When sending a Mastercard Data Only check enrollment request, be sure to include all of the required fields and set the consumerAuthenticationInformation.challengeCode to `06`.  
The response from the Data Only request includes this data:
* ECI = `06`
* CAVV value
* Directory server transaction ID
* paresStatus = `I`
* Risk score
* Reason code
  {#concept_itw_3pv_bfc_ul_pdw_v4r_cfc}  
  This data from the response must be included in the authorization request.

Endpoint
--------

**Production:** `POST ``https://api.cybersource.com``/pts/v2/payments`  
**Test:** `POST ``https://apitest.cybersource.com``/pts/v2/payments`

Required Fields for Mastercard Data Only {#reference_vjc_b5p_bfc}
=================================================================

These fields are the minimum fields required when you request the Mastercard Data service. Under certain circumstances, a field that normally is optional might be required. The circumstance that makes an optional field required is noted.

> IMPORTANT
> Merchants should ensure that they run the device collection and ` 3-D Secure ` Method URL portions of the flow before sending in the pa_enroll request.

Required Fields
---------------

[buyerInformation.mobilePhone](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/buyer-info-aa/buyer-info-mobile-phone.md "")
:
This field is required (when available) if buyerInformation.workPhone is not used, unless market or regional mandate restricts sending this information.

[buyerInformation.workPhone](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/buyer-info-aa/buyer-info-work-phone.md "")
:
This field is required (when available) if buyerInformation.mobilePhone is not used, unless market or regional mandate restricts sending this information.

[clientReferenceInformation.code](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/client-ref-info-aa/client-ref-info-code.md "")
:

[consumerAuthenticationInformation. challengeCode](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/cons-auth-info-aa/cons-auth-info-challenge-code.md "")
:

[consumerAuthenticationInformation.referenceId](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/cons-auth-info-aa/cons-auth-info-reference-id.md "")
:

[customerInformation.merchantCustomerId](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/order-info-aa/customer-info-merchant-customer-id.md "")
:

[orderInformation.amountDetails.currency](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/order-info-aa/order-info-amount-details-currency.md "")
:

[orderInformation.amountDetails.totalAmount](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/order-info-aa/order-info-amount-details-total-amount.md "")
:

[orderInformation.billTo.address1](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/order-info-aa/order-info-bill-to-address1.md "")
:

[orderInformation.billTo.administrativeArea](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/order-info-aa/order-info-bill-to-admin-area.md "")
:

[orderInformation.billTo.country](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/order-info-aa/order-info-bill-to-country.md "")
:

[orderInformation.billTo.email](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/order-info-aa/order-info-bill-to-email.md "")
:

[orderInformation.billTo.firstName](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/order-info-aa/order-info-bill-to-first-name.md "")
:

[orderInformation.billTo.lastName](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/order-info-aa/order-info-bill-to-last-name.md "")
:

[orderinformation.billTo.locality](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/order-info-aa/order-info-bill-to-locality.md "")
:

[orderInformation.billTo.phoneNumber](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/order-info-aa/order-info-bill-to-postal-code.md "")
:

[orderInformation.billTo.postalCode](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/order-info-aa/order-info-bill-to-postal-code.md "")
:

[paymentInformation.card.expirationYear](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/payment-info-aa/payment-info-card-exp-year.md "")
:

[paymentInformation.card.expirationMonth](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/payment-info-aa/payment-info-card-exp-mo.md "")
:

[paymentInformation.card.number](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/payment-info-aa/payment-info-card-number.md "")
:

[orderInformation.shipTo.address1](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/order-info-aa/order-info-shipto-address1.md "")
:

[orderInformation.shipTo.administrativeArea](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/order-info-aa/order-info-shipto-administrative-area.md "")
:

[orderInformation.shipTo.country](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/order-info-aa/order-info-shipto-country.md "")
:

[orderInformation.shipTo.locality](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/order-info-aa/order-info-shipto-locality.md "")
:

[orderInformation.shipTo.phoneNumber](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/order-info-aa/order-info-shipto-phone-num.md "")
:

[orderInformation.shipTo.postalCode](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/order-info-aa/order-info-shipto-postal-code.md "")
:
{#reference_vjc_b5p_bfc_dl_bvv_n3v_bfc}

REST Example: Mastercard Data Only {#pa2-use-data-only-mc-rest-ex.dita}
=======================================================================

Request

```
{
    "clientReferenceInformation": {
        "code": "test"
        },
    "customerInformation": {
        "merchantCustomerId": "SW489TT19",
        }
    "orderInformation": {
        "amountDetails": {
            "currency": "USD",
            "totalAmount": "10.99"
            },
    "billTo": {
        "address1": "1 Market St",
        "address2": "Address 2",
        "administrativeArea": "CA",
        "country": "US",
        "locality": "san francisco",
        "firstName": "Test",
        "lastName": "Testlastname",
        "phoneNumber": "4158880000",
        "email": "test@email.com",
        "postalCode": "94105"
        }
    },
    "paymentInformation": {
        "card": {
            "expirationMonth": "05",
            "expirationYear": "2029",
            "number":"52XXXXXXXXXX28X5"
            }
        },
    "deviceInformation": {
        "httpAcceptBrowserValue": "data",
        "httpAcceptContent": "pa_http_user_accept_value",
        "httpBrowserLanguage": "en_us",
        "httpBrowserJavaEnabled": false,
        "httpBrowserJavaScriptEnabled": false,
        "httpBrowserColorDepth": "24",
        "httpBrowserScreenHeight": "864",
        "httpBrowserScreenWidth": "1536",
        "httpBrowserTimeDifference": "300",
        "userAgentBrowserValue": "123"
        },
    "consumerAuthenticationInformation": {
        "deviceChannel": "Browser",
        "challengeCode": "06",
        "scoreRequest": "N"
    }
}
```

Response to Successful Request

```
 {
    "clientReferenceInformation": {
        "code": "test"
    },
    "consumerAuthenticationInformation": {
        "eciRaw": "06",
        "challengeRequired": "N",
        "authenticationTransactionId": "KjNeRerYgMLXJD8gzC51",
        "strongAuthentication": {
            "OutageExemptionIndicator": "0"
        },
        "effectiveAuthenticationType": "FR",
        "authorizationPayload": "eyJjb250YWluZXJWZXJzaW9uIjoiMSIsImVjaSI6IjA0IiwiYXV0aGVudGljYXRpb25WYWx1ZSI6IkFKa0JCa2hnUVFBQUFFNGdTRUp5ZFFBQUFBQT0iLCJlZm

ZlY3RpdmVBdXRoVHlwZSI6IkZSIiwiYWNzT3BlcmF0b3JJRCI6Ik1lcmNoYW50QUNTIiwidGhyZWVEU1JlcXVlc3RvckNoYWxsZW5nZUluZCI6IjAxIiwidHJhbnNTd

GF0dXMiOiJVIiwidHJhbnNTdGF0dXNSZWFzb24iOiI4MCIsImRzVHJhbnNJRCI6IjQxMzVkMzljLWNiNDMtNGM0Zi04MWJmLTliMzc5N2QzYjhmOSIsImFjc1RyYW

5zSUQiOiI5OWIzODcyYy04ZTM2LTQ5ZGQtYjgyNi1iNGYwYzU4M2Y4MjUiLCJtZXNzYWdlVmVyc2lvbiI6IjIuMi4wIiwibWVyY2hhbnROYW1lIjoiUEFUZXN0NCIsInB1

cmNoYXNlRGF0ZSI6IjIwMjUwNDI1MDUzODAwIiwicHVyY2hhc2VBbW91bnQiOiIxMDk5IiwibWVyY2hhbnRDb3VudHJ5Q29kZSI6Ijg0MCIsImFjcXVpcmVyQklOIjoiO

TkwMDMzIiwiYWNxdWlyZXJNZXJjaGFudElEIjoiZGVmYXVsdCIsInRocmVlRFNSZXF1ZXN0b3JOYW1lIjoiQ0FSMTM0NzNfUEFUZXN0NCIsInRocmVlRFNSZXF1ZXN

0b3JJRCI6IkNBUjEzNDczX2RlZmF1bHQiLCJjYXJkQnJhbmQiOiJNQVNURVJDQVJEIn0=",
        "token": "AxjzbwSTlCspnzdze9IJAEQCTRdt8KnmkC4lp/UMm2OKOPlRqQoCwAAASAee",
        "paresStatus": "I",
        "acsReferenceNumber": "CardinalACS",
        "ucafCollectionIndicator": "6",
        "ucafAuthenticationData": "AJkBBkhgQQAAAE4gSEJydQAAAAA=",
        "directoryServerTransactionId": "4135d39c-cb43-4c4f-81bf-9b3797d3b8f9",
        "veresEnrolled": "Y",
        "threeDSServerTransactionId": "9c4d80a0-1624-4061-8f08-78c59b335e8c",
        "acsOperatorID": "MerchantACS",
        "ecommerceIndicator": "spa",
        "specificationVersion": "2.2.0",
        "acsTransactionId": "99b3872c-8e36-49dd-b826-b4f0c583f825"
    },
    "id": "7455594797856844403209",
    "paymentInformation": {
        "card": {
            "bin": "520000",
            "type": "MASTERCARD"
        }
    },
    "status": "AUTHENTICATION_SUCCESSFUL",
    "submitTimeUtc": "2025-04-25T05:38:01Z"
}    
```

REST Example: Bundled Authentication and Authorization with Mastercard Data Only {#pa2-use-data-only-mc-bundle-rest-ex.dita}
============================================================================================================================

Request

```
{
"clientReferenceInformation": {
    "code": "test"
    },
"customerInformation": {
    "merchantCustomerId": "SW489TT19",
    }
"orderInformation": {
    "amountDetails": {
        "currency": "USD",
        "totalAmount": "10.99"
        },
"billTo": {
    "address1": "1 Market St",
    "address2": "Address 2",
    "administrativeArea": "CA",
    "country": "US",
    "locality": "san francisco",
    "firstName": "Test",
    "lastName": "Testlastname",
    "phoneNumber": "4158880000",
    "email": "test@email.com",
    "postalCode": "94105"
    }
},
"processingInformation": {
    "actionList": [
        "CONSUMER_AUTHENTICATION"
        ]
    },
"paymentInformation": {
    "card": {
        "expirationMonth": "05",
        "expirationYear": "2029",
        "number":"52XXXXXXXXXX28X5"
        }
    },
"deviceInformation": {
    "httpAcceptBrowserValue": "data",
    "httpAcceptContent": "pa_http_user_accept_value",
    "httpBrowserLanguage": "en_us",
    "httpBrowserJavaEnabled": false,
    "httpBrowserJavaScriptEnabled": false,
    "httpBrowserColorDepth": "24",
    "httpBrowserScreenHeight": "864",
    "httpBrowserScreenWidth": "1536",
    "httpBrowserTimeDifference": "300",
    "userAgentBrowserValue": "123"
    },
"consumerAuthenticationInformation": {
    "deviceChannel": "Browser",
    "challengeCode": "06",
    "scoreRequest": "N"
    }
}
```

Response to Successful Request

```
{
    "_links": {
        "authReversal": {
            "method": "POST",
            "href": "/pts/v2/payments/7455833000666819803209/reversals"
        },
        "self": {
            "method": "GET",
            "href": "/pts/v2/payments/7455833000666819803209"
        },
        "capture": {
            "method": "POST",
            "href": "/pts/v2/payments/7455833000666819803209/captures"
        }
    },
    "clientReferenceInformation": {
        "code": "test"
    },
    "consumerAuthenticationInformation": {
        "eciRaw": "06",
        "challengeRequired": "N",
        "authenticationTransactionId": "d94pknkLH4BhjWxylay1",
        "strongAuthentication": {
            "OutageExemptionIndicator": "0"
        },
        "effectiveAuthenticationType": "FR",
        "authorizationPayload": "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",
        "token": "Axj/7wSTlC5342kEkThJAEQs3aNWrhmzYMGDZs2cMXLhgzZMHKaLtwTRfAk0Xbgmi/pAuJaf3DJtjijj5UakLAtJyhc78bSCSJwkgAAA4wBh",
        "paresStatus": "I",
        "acsReferenceNumber": "CardinalACS",
        "ucafCollectionIndicator": "6",
        "ucafAuthenticationData": "AJkBBkhgQQAAAE4gSEJydQAAAAA=",
        "directoryServerTransactionId": "6a0f491a-b105-498f-9997-81a02b9971ca",
        "veresEnrolled": "Y",
        "threeDSServerTransactionId": "319f6440-64d6-4d49-bd27-d190bd418599",
        "acsOperatorID": "MerchantACS",
        "ecommerceIndicator": "spa",
        "specificationVersion": "2.2.0",
        "acsTransactionId": "e91a8472-24aa-44de-a54c-4aa145e7ccd3"
    },
    "id": "7455833000666819803209",
    "issuerInformation": {
        "clearingData": "6700040102F0F1"
    },
    "orderInformation": {
        "amountDetails": {
            "authorizedAmount": "10.99",
            "currency": "USD"
        }
    },
    "paymentAccountInformation": {
        "card": {
            "brandName": "MASTERCARD",
            "type": "002"
        }
    },
    "paymentInformation": {
        "tokenizedCard": {
            "type": "002"
        },
        "card": {
            "bin": "520000",
            "type": "002"
        }
    },
    "processorInformation": {
        "systemTraceAuditNumber": "061923",
        "approvalCode": "831000",
        "merchantAdvice": {
            "code": "01",
            "codeRaw": "M001"
        },
        "responseDetails": "ABC",
        "networkTransactionId": "0425MCC444569",
        "retrievalReferenceNumber": "511512061923",
        "consumerAuthenticationResponse": {
            "code": "2",
            "codeRaw": "2"
        },
        "transactionId": "0425MCC444569",
        "responseCode": "00",
        "avs": {
            "code": "Y",
            "codeRaw": "Y"
        }
    },
    "reconciliationId": "7455833000666819803209",
    "status": "AUTHORIZED",
    "submitTimeUtc": "2025-04-25T12:15:03Z",
    "tokenInformation": {
        "additionalInformation": "0"
    }
}     
```