Configuring the Virtual Terminal to Process eCheck Transactions {#echeck-quick-start-vt-settings}
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Follow these steps to enable the eCheck service on the Virtual Terminal.

1. Log in to the `Business Center`:
   * **Test:**  
     ` `<https://businesscentertest.cybersource.com/ebc2>` `{#echeck-quick-start-vt-settings_d7e29}
   * **Production:**  
     ` `<https://businesscenter.cybersource.com>` `{#echeck-quick-start-vt-settings_d7e38}
2. Navigate to Virtual Terminal \&gt; Terminal Settings. The Terminal Settings Page appears.
3. Click the Global Payment Settings tab.
4. In the Card Status drop-down menu, select Not Present.
5. Choose Checks \&gt; Check Payment Options \&gt; Enable Check Payments, and check the Display box.
6. Optional: Check the Display box to display the Electronic Check Reference Number.
7. Optional: In the SEC Value drop-down menu, select an SEC code. If you do not select one, a default will be selected.  
   If the e-commerce indicator (ECI) for the Virtual Terminal is `MOTO`, the value of the SEC code defaults to `TEL`. If the ECI for the Virtual Terminal is not set to `MOTO`, the value of the SEC code defaults to `WEB`.
8. Click Submit, then click Confirm.